Terms & Conditions

Please note that the following terms and conditions apply to our information products, training programs and use of this Site only. Our services are subject to separate terms and conditions included client contracts and proposal documents.

1. ACCEPTANCE OF TERMS



This agreement (“Agreement”) is a binding agreement between you (“you”, “Customer”, “You”, “Yourself”, “Your”) and Stratejia Group Inc. (“Stratejia Group,” “Company,” “we,” or “us”). By accessing, using, or purchasing any products, services, or content provided through the website at stratejiagroup.com (the ‘Site’) or any information, materials, images, graphics, data, text, files, links, software, messages, communications, content, organization, design, compilation, magnetic translation, digital conversion, HTML, XML, Java code, and other content related to the Site (collectively ‘Content’), you agree to abide by these Terms of Use, as the Company may amend them from time to time in its sole discretion. YOU AGREE THAT BY USING THE SITE, YOU REPRESENT THAT YOU ARE AT LEAST 18 YEARS OLD AND THAT YOU ARE LEGALLY ABLE TO ENTER INTO THIS AGREEMENT. All of our currencies are in United States Dollars (USD).



2. REFUND POLICY/CANCELLATION



Stratejia Group Inc. (Agile Coach Omar Msaddi) is dedicated to providing each customer with exceptional service. Given the inherent nature of our business and the immediate accessibility of our information products upon purchase, we have established the following refund policy:

2.1 Information Products

a. We offer a 14-day full refund policy for most of our information products, effective from the date of purchase, unless explicitly stated otherwise.

b. However, any products subject to special/limited/beta discounts are non-refundable, adhering to a zero refund policy.

c. If your purchase includes special bonuses, such as a 1-on-1 strategy call, accepting or utilizing these bonuses relinquishes your right to request a refund.

2.2 Subscription Information Products

a. We adhere to consumer rights procedures for our subscription information products, which entitle consumers to a 14-day cooling-off period.

b. This cooling-off right becomes void once the purchased information product has been accessed, streamed, or downloaded.

2.3 Live Events

a. Our 14-day refund policy applies to live event tickets, provided that a cancellation notice is submitted at least 30 days prior to the event.

b. Please note that tickets bought within 14 days of the event are non-refundable.

2.4 Refund Requests

a. If you find yourself unsatisfied with the purchased product, you have the option to initiate a refund request. To do so, please contact us at support@stratejiagroup.com within 14 days of the original purchase date. Our team will carefully review your request and respond accordingly.





3. PRIVACY POLICY



Stratejia Group Inc. (Agile Coach Omar Msaddi) values your privacy and grants you the ability to manage the handling of your personal information. The Company’s current privacy policy (the “Privacy Policy”) is available for your review by clicking here. By virtue of this reference, the Privacy Policy is an integral part of this Agreement. When you are prompted to provide information for accessing the Site or Content, you must complete the registration process by supplying the requested information. Your use of the Site and submission of information indicate your acceptance of the terms outlined in the Company’s Privacy Policy concerning the utilization of the information you provide.





4. EARNINGS AND INCOME DISCLAIMER



Stratejia Group Inc. (“Company”) cannot and does not guarantee your ability to achieve results or earn income from the information products we offer. Our assurance lies in your satisfaction with our offerings. We provide a 14-day 100% satisfaction guarantee. If you find yourself dissatisfied with our information products for any reason, you can request a refund.

It’s important to note that all information products provided by our Company are designed for educational and informational purposes only. Nothing on this page, our website, or any of our content constitutes a promise or guarantee of future earnings or outcomes. We do not offer legal, medical, tax, or any other form of professional advice. Any financial figures mentioned here or elsewhere by us are purely illustrative and should not be construed as average earnings or promises of future performance.

You are solely responsible for your decisions, actions, and outcomes in life. By purchasing any of our information products, you agree not to hold us liable for your decisions, actions, or outcomes, under any circumstances.





5. SUBSCRIPTION CANCELLATIONS



Your subscription to a Stratejia Group Inc. (Agile Coach Omar Msaddi) information product, which may commence with a free trial, will persist on a month-to-month basis unless and until you choose to cancel your membership or we terminate it. Monthly subscription fees will be charged to the payment method utilized during sign-up, unless the method is updated or changed by you. To avoid being charged for the next month’s subscription, you must cancel your subscription before the monthly renewal date.



Trial Subscriptions:

Your subscription to a Stratejia Group Inc. information product might initiate with a trial period. The duration of your trial membership lasts for 14 days, or as otherwise specified during the sign-up process. Specific restrictions may apply for combined offers.



Monthly Subscriptions:

You are entitled to request a refund for your subscription to a Stratejia Group Inc. information product within FOURTEEN (14) days from the date of the original purchase. Refund requests beyond this FOURTEEN (14) DAY period will not be processed, unless exceptions are specified. Cancellation is possible at any point after the initial FOURTEEN (14) days have elapsed.



Yearly Subscriptions:

For yearly subscription acquisitions, you can request a refund within FOURTEEN (14) days from the date of the initial purchase. Refund requests after this 14-day period will be prorated based on the remaining time within the original yearly subscription period. As an example: if you purchase a yearly subscription in January and decide to seek a refund 6 months later, you would receive a prorated refund of 50% of the purchase price.





6. TERMS OF SUBSCRIPTION RENEWAL



We will continue to bill your Payment Method on a monthly basis for the subscription fee until you initiate a cancellation. To cancel your subscription, kindly reach out to us at: support@stratejiagroup.com.



Monthly Subscriptions:

Subscriptions to Stratejia Group Inc. information products on a monthly basis will renew automatically each month at the indicated retail price, unless the subscriber informs Stratejia Group Inc. of their intention to cancel.



Yearly Subscriptions:

Subscribers with yearly subscriptions to Stratejia Group Inc. information products will receive advance email notification prior to the renewal date, offering the opportunity to renew at the original yearly price. Failure to notify the company of your intention to continue at the yearly price will result in the automatic transition of your account to the monthly pricing model.





7. NON SUBSCRIPTION CANCELLATIONS



You have FOURTEEN (14) Days from the date of the original purchase to request a refund. Any refund requests after the FOURTEEN (14) DAY time limit will not be processed, unless otherwise specified.





8. PAYMENT PLAN REFUNDS & CANCELLATIONS



You have FOURTEEN (14) Days from the date of the original purchase to request a refund. Any refund requests after the FOURTEEN (14) DAY time limit will not be processed, unless otherwise specified.



Information products purchased through a payment plan do not constitute a subscription product. Once an information product has been purchased through a payment plan, and the initial 14-day refund period has elapsed, all remaining payments are due. Cancellation requests and refund requests raised after the 14-day refund period for information products purchased through a payment plan will not be actioned.





9. INTELLECTUAL PROPERTY



You agree that the Stratejia Group, including but not limited to Stratejia Group information products, graphics, user interface, audio clips, video clips, editorial content, templates and the scripts and software used to implement Stratejia Group information products, contains proprietary information and material that is owned by Stratejia Group and/or its licensors, and is protected by applicable intellectual property and other laws, including but not limited to copyright.



Notwithstanding any other provision of this Agreement, Stratejia Group and its licensors reserve the right to change, suspend, remove, or disable access to any Stratejia Group information products, content, or other materials comprising a part of the Stratejia Group brand at any time without notice. In no event will Stratejia Group be liable for making these changes.





10. USE OF THE SITE & CONTENT



Your utilization of the Site and Content is subject to the following terms and conditions:



a. Authorized Usage:

You are exclusively authorized to employ the Site and Content for the promotion of your existing business, as explicitly sanctioned in writing by us.



b. Prohibited Actions:

In no circumstances shall you engage in any of the following activities:



(i) Disrupt or damage the Site using viruses, programs, or technology aimed at compromising software or hardware, or breaching security features;

(ii) Access content or data not intended for your use, or infiltrate an account or server without authorization;

(iii) Modify, reverse engineer, decompile, create derivative works, or disassemble technology integral to the Site;

(iv) Monitor or copy pages from the Site using robots, spiders, or other devices, except for recognized Internet ‘search engines,’ hit counters, or equivalent technologies;

(v) Harvest electronic mail addresses or information from third parties via the Site;

(vi) Assume the identity of another person or entity;

(vii) Interfere with another user’s access or enjoyment of the Site or Content;

(viii) Assist or encourage third parties to engage in activities prohibited by this Agreement;

(ix) Co-brand the Site or Content;

(x) Frame the Site;

(xi) Hyper-link to the Site without express prior written permission from an authorized Company representative;

(xii) Engage in unlawful, immoral, or prohibited activities under this Agreement, or any applicable local, state, or federal laws;

(xiii) Employ the Site or Content in a way that could damage, disable, overload, or impair the Site;

(xiv) Circumvent or attempt to circumvent any security feature of the Site;

(xv) Transmit unauthorized communications, including spam, surveys, unsolicited emails, or pyramid schemes through the Site;

(xvi) Integrate data from our databases into emails or ‘white pages’ products without our express written consent.



c. Non-disparagement:

You undertake not to make derogatory statements, orally or in writing, or disparage us, our products, services, employees, work, or employment. You agree to prevent others from making derogatory statements. You acknowledge that quantifying damages for breach of this provision would be challenging and hence agree that we may seek damages sustained due to such breaches, in addition to seeking injunctive or equitable relief.



d. Limited Usage with Information Products:

If you purchase any of our information products, your utilization of the information product is governed by this Agreement.



e. Password-Protected Areas:

Certain sections of the Site are accessible through passwords (‘Password-Protected Areas’). If you are a registered user with access to these areas:

(i) Maintain password confidentiality;

(ii) Notify us if your password is lost, stolen, disclosed to unauthorized parties, or compromised;

(iii) Acknowledge responsibility for all activities under your account, including incurred fees;

(iv) Promptly report any unauthorized account usage or security breaches related to your password or the Site.





11. USER CONTENT



User Content encompasses all content generated by you, including, but not limited to, audio, video, images, photographs, logos, illustrations, animations, tools, written posts, comments, data, text, software, graphics, scripts, themes, and/or interactive features. It’s important to recognize that once you publish something on a blog, making it accessible on the Internet and to the public, it may be practically unfeasible to remove all instances of it. By posting, downloading, displaying, performing, transmitting, or otherwise disseminating any User Content to the Site, you grant us a transferable, perpetual, irrevocable, worldwide, and royalty-free nonexclusive license (including the right to sublicense), to utilize, possess, copy, transmit, publicly display, distribute, sell, host, store, cache, disclose, perform, modify, edit, translate, reformat, import, export, and create derivative works from such User Content across multiple tiers of distribution through any and all media now known or subsequently invented (including, without limitation, adapting it to the specifications of any networks, devices, services, or media through which the Site is accessible). Company shall not be obligated to compensate you for the use of your User Content as outlined herein. We are not bound to post or employ any User Content you provide and may remove User Content at our sole discretion and at any time. You concur that Company may publicize or otherwise divulge your name in connection with your User Content. By posting User Content on the Site, you affirm and warrant that you hold the rights to the User Content or are otherwise authorized to post, distribute, display, perform, transmit, or otherwise distribute User Content.

With the exception of provisions stipulated otherwise herein, you retain ownership of all intellectual property rights in your User Content, while Company and/or third parties retain ownership of all intellectual property rights in all Content excluding User Content. You retain ownership of any intellectual property, URLs, and/or domain names that you employ or publish.





12. INAPPROPRIATE CONTENT



You pledge not to upload, download, display, perform, transmit, or otherwise distribute any material or content that:

(i) Is libelous, defamatory, obscene, pornographic, abusive, or threatening; or

(ii) Advocates or encourages behavior that could constitute a criminal offense, result in civil liability, or otherwise breach any applicable local, state, national, or foreign laws, regulations, or this Agreement.

Company retains the right to discontinue your reception, transmission, or other dissemination of any such material or content through the Site. Additionally, if applicable, Company reserves the right to erase any such material or content from its servers. Company intends to fully cooperate with law enforcement entities or agencies during investigations into violations of this Agreement or any relevant laws.

While Company does not have an obligation, it reserves the right to monitor transactions and communications transpiring through the Site. Should Company determine, at its exclusive and absolute discretion, that a user has breached or will breach any term or condition of this Agreement, or that a transaction or communication is inappropriate, Company may nullify such transaction or adopt any necessary measures to restrict access to or availability of material or content that could be considered objectionable, without incurring liability to you or any third party.







13. FULL POWER AND AUTHORITY



You declare and warrant that:

(i) You possess the complete power and authority to enter into and fulfill the obligations under this Agreement;

(ii) The execution and performance of this Agreement do not breach or conflict with any other agreement or arrangement by which you are bound;

(iii) The terms of this Agreement constitute a legal, valid, and binding commitment enforceable against you;

(iv) Any content you generate to promote Company, its Site, or the Content has been independently created without any input from Company, including but not limited to editorial control or approval. Suggestions from Company regarding content are provided “as-is” and without any warranty. Furthermore, you have had your marketing materials reviewed by competent legal counsel and assume full responsibility for them;

(v) You are at least 18 years of age;

(vi) Your use of the Site and Content adheres to the laws and regulations of the jurisdictions in which you reside or access the Site;

(vii) All information provided by you to us is accurate;

(viii) Your use of the Site and Content complies with this Agreement, your Affiliate Agreement, and the Policies and Procedures of Company if you are an affiliate;

(ix) You acknowledge and accept any risks associated with using the Site and Content.





14. DISCLAIMER OF WARRANTIES



Company hereby disclaims all warranties and makes no representations concerning the Site and the Content. This disclaimer includes, but is not limited to, all warranties, express or implied, such as non-infringement, merchantability, and fitness for a particular purpose. This encompasses warranties arising by law, statute, trade usage, or course of dealing, as well as liability related to the Site and Content and actions resulting from your involvement on the Site.

To the fullest extent permissible under applicable law, the Site and all Content, software, and products are provided “as is,” “with all faults,” and “as available.” We disclaim all warranties.

Your use of the Site and Content is solely at your own risk. While our Content may be periodically updated, it may contain inaccuracies or typographical errors. We are not responsible for your inability or failure to access the Site or Content or to use or receive information from or about the Site, Content, or your purchases from us. We do not guarantee that the Site will be compatible with any hardware or software systems, or that the Site will be uninterrupted or error-free.

You assume all risks of damage or loss arising from the use of, or inability to use, the Site. We are not liable for maintaining any consumer data or for the deletion, corruption, destruction, damage, loss, or failure of any consumer data, nor for any third-party access to such data.

We provide no warranty or representation regarding the level of success individuals may achieve by using any of our information products. Individual results may vary and depend on various factors including financial situation, effort, and actions. For specific advice related to your business, you should consult qualified professionals such as an accountant, attorney, and/or professional advisor.





15. LIMITED LIABILITY



To the fullest extent permissible by law, we and our affiliated parties bear no liability whatsoever for your utilization of any Content, the Site, or information linked to the Site. We shall not be liable for any direct, indirect, special, incidental, or consequential damages, including but not limited to loss of business, loss of profits, or legal action, arising from:

(i) Any decision made or action taken by you relying on the Content or our information products;

(ii) Use or performance of the Site or Content, or the delay or inability to use them, or the misuse of any information, software, products, services, related graphics, or content obtained through the Site;

(iii) Any incorrect or missing information or data;

(iv) Loss of your data or information, whether due to breach of contract, breach of warranty, negligence, or any other cause, even if advised of the possibility of such damages.

Our maximum liability, if any, for any loss or damage relating to or arising out of your use of the Site or any Content will not exceed the lesser of your actual damages or the charges paid by you to us for the Site for a period of two months.

We are not responsible for interruptions, inaccessibility, or unavailability of networks, servers, satellites, internet service providers, websites, or other connections, or for miscommunications, failed, scrambled, delayed, or misdirected computer, telephone, or cable transmissions, or for any technical malfunctions, failures, or difficulties.

The limitations and exclusions mentioned above apply to you to the fullest extent permitted by applicable law, in all actions of any kind, whether based on contract, tort (including, but not limited to, negligence), or any other legal or equitable theory. Any clause deemed invalid shall be considered severable and shall not affect the validity or enforceability of the remaining terms of this Agreement.





16. RELATED SITES



Company has no control over, and assumes no liability for, any third-party sites or materials (“Third Party Sites”). Company collaborates with numerous partners and affiliates whose internet sites may be linked to the Site. Since Company lacks control over the content and performance of these Third Party Sites, it provides no guarantees regarding the accuracy, currency, content, or quality of information offered by such Third Party Sites. Company disclaims responsibility for unintended, objectionable, inaccurate, misleading, or unlawful content that may be present on these Third Party Sites. Similarly, in connection with your Site usage, you may access content items (including, but not limited to, websites) owned by third parties. You acknowledge and agree that Company assumes no responsibility for the accuracy, currency, content, or quality of these Third Party Sites and that, unless expressly stated otherwise, this Agreement governs your use of all Third Party Sites.

Your linking to Third Party Sites is done at your own risk. We do not assess, monitor, or verify such Third Party Sites for accuracy or completeness. We are not accountable for the availability of these Third Party Sites or for the aesthetic appeal, suitability, or subjective quality of informational content, advertising, products, or other materials accessible through such Third Party Sites. We offer these links solely for your convenience and may cease providing them at our sole discretion without prior notice. No endorsement of third-party content, information, data, opinions, advice, statements, goods, services, or products is implied by any information, material, or content of a Third Party Site linked from the Site. Under no circumstances shall we or affiliated providers be held liable for any loss, injury, or damage caused or alleged to have been caused to you in connection with your use of, or reliance on, any content, information, data, opinions, advice, statements, goods, services, or products available on such Third Party Sites. Any concerns should be directed to the respective Third Party Site’s administrator or webmaster. Links to Third Party Sites do not imply our legal authorization to use any trademark, trade name, logo, or copyright symbol displayed in or accessible through such links, nor imply any linked Third Party Site’s authorization to use any of our trademarks, trade names, logos, or copyright symbols.

Company, its managers, or members may receive affiliate commissions when you purchase products or services recommended on our Site. By entering into this Agreement, you acknowledge being informed of such payments, consent to affiliate commissions, and agree that such payments are fair and reasonable.





17. TERMINATION



You acknowledge and agree that Company reserves the right, at its sole discretion, to suspend or terminate your access to and use of the Site. This includes situations where Company, in its sole and absolute discretion, believes that you have breached any term of this Agreement, your Affiliate Agreement, or Company’s Policies and Procedures if you are an affiliate. You further acknowledge and agree that Company shall not be held liable to you or any other party for such suspension or termination.

Upon termination, your license to use the Site or Content, along with any associated access, shall cease. However, the remaining provisions of this Agreement shall continue to be in effect unless and until we decide to terminate it.

Following the termination of any part of this Agreement for any reason, we will make reasonable efforts to prevent access to your User Content. However, you understand and agree that:

(i) Caches, copies, or references to the User Content may not be immediately removed or eliminated;

(ii) Certain removed User Content may persist in backups (unavailable to others) for a limited period;

(iii) Due to re-blogging capabilities, removed User Content might continue to be accessible (and stored on our servers) through other subscribers’ accounts.



18. NOTICES



All notices required or permitted under this Agreement must be in writing and delivered to the other party through one of the following methods:

(i) U.K. Mail,

(ii) overnight courier, or

(iii) electronic mail.

If you wish to provide notice to us, please use the following address: BCH Online Ltd, 406 Roding Ln S, Woodford Green, IG8 8EY. In case Company is providing notice to you, we will use the contact information you provided. Notices will be considered received as follows:

(A) If sent via U.K. mail, seven business days after dispatch,

(B) If sent through overnight courier, on the date confirmed by the courier service,

(C) If sent via electronic mail, 24 hours after sending, provided no ‘system error’ or notice of non-delivery is generated. If applicable law requires that a communication be “in writing,” you agree that email communication satisfies this requirement.





19. INDEMNITY



You agree to indemnify, defend, and hold Company, its managers, members, officers, directors, employees, consultants, agents, and representatives harmless from any and all claims, demands, actions, liabilities, damages, judgments, settlements, fines, penalties, costs, and expenses, including attorney’s fees and related costs. This indemnification shall arise from or be related to:

(i) Negligence or wrongful acts or omissions by you,

(ii) Breach of any express warranty contained herein, or

(iii) Failure to comply with the terms of this Agreement.

Company has no obligation to reimburse, defend, indemnify, or hold you harmless arising from this Agreement, the Site, Content, or your access or use thereof.

Should an action be brought against Company in relation to a claim for which indemnity is sought, Company will promptly notify you and will provide reasonable cooperation at your expense in connection with the defense or settlement of such claim. Company is entitled to participate in the defense of any such claim at its own expense.

While you will retain sole and exclusive control over the defense and settlement of any third-party claim, you agree not to acquiesce to any judgment or enter into any settlement that adversely affects Company’s rights or interests without Company’s prior written consent.





20. GOVERNING LAW



This Agreement shall be interpreted and governed by the laws of Canada, without regard to conflicts of law principles. By using the Site or Content, you irrevocably consent to the exclusive jurisdiction of the federal and provincial courts in Canada for any disputes arising from or related to such use. In case of disputes between an affiliate and Stratejia Group Inc. (“Agile Coach Omar Msaddi”) concerning this Agreement or their respective rights and obligations, the parties shall attempt to resolve the matter through confidential, nonbinding mediation, as detailed in the Policies and Procedures. Note that mediation is not obligatory for Stratejia Group Inc. to initiate disciplinary action against an Affiliate. If mediation does not result in a resolution, the dispute shall be conclusively settled through arbitration, as outlined in the Policies and Procedures.

However, notwithstanding the above, either party can initiate legal proceedings for injunctive relief or other equitable remedies to protect intellectual property rights, such as customer or affiliate lists, trade secrets, trademarks, patents, and copyrights. Parties may also seek judicial enforcement of arbitration awards. You waive any requirement of posting a bond in relation to such actions against you.

These Terms of Use do not diminish any rights or remedies available under trade secret, copyright, patent, trademark, or other laws for us or our suppliers, licensors, or similar entities.





21. SEVERABILITY; WAIVER



In the event that a court with competent jurisdiction finds any provision of this Agreement unenforceable, all other provisions shall remain fully valid and effective. No waiver of a breach of any provision of this Agreement shall be deemed to waive any subsequent breach, and such waivers are effective only if made in writing and signed by an authorized representative of the waiving party.





22. MODIFICATIONS



Stratejia Group Inc. retains the right to modify this Agreement, the Site, or Content at its sole discretion, without prior notice. Any revisions to this Agreement will be posted on the Site and will take immediate effect upon posting. In case of substantial changes, the new terms will be displayed on the Site. If you disagree with any modification, your only recourse is to cease using the Site and request the termination of your membership. Continued use of the Site or Content following the posting of changes or a new Agreement constitutes your binding acceptance of those changes.





23. MISCELLANEOUS



This Agreement is binding on each party, including successors and authorized assigns. You cannot assign or transfer this Agreement without Stratejia Group Inc.’s prior written consent. This Agreement, along with referenced policy statements, constitutes the entire agreement between the parties concerning Site or Content use and supersedes all prior agreements. Any rights not explicitly granted herein are reserved. This Agreement does not create any agency, partnership, joint venture, or employer-employee relationship. Provisions regarding disclaimers, indemnity, intellectual property, and governing law shall continue beyond Agreement termination.

BY USING THE SITE, YOU CONFIRM THAT YOU’VE READ, UNDERSTAND, AND AGREE TO BE BOUND BY THIS AGREEMENT, SUBJECT TO PERIODIC AMENDMENTS.



Customer Service:

If you have inquiries or comments regarding Stratejia Group Inc. (“Agile Coach Omar Msaddi”) information products, please contact us at support@stratejiagroup.com.




Your continued use of our services reflects your comprehension and acceptance of these terms.